I Wish I Liked Bananas

But I don't. I like them in stuff, and have even tried to eat them sliced up in cereal. It just doesn't work for me. The texture kills me every time.

But enough about bananas. Let's talk underwriters.

In the mundane and tedious process of buying our first home, all of our paperwork went to the underwriter this week. And one thing, ONE THING, came up as a flag. The fact that the ending balance on a bank statement that we submitted didn't line up with the starting balance on the activity printout we sent showing from the last date on the statement to when our earnest money cleared our account. I'm just going to use examples of the numbers here, this doesn't reflect any actual balances in my accounts (sorry, that's just a little too personal for me; just imagine I am completely wealthy...).

So the ending balance at close of business on August 4th was $2,200. The beginning balance of the activity log at the start of business on August 4th was $4,000. Now, can you note the key differences in the two prior statements? Oh, good, if you can than you might want to consider becoming an underwriter, because I had to explain and high light WHERE the discrepancy DID NOT exist. See on the statement, if you went back to August 1 there was the balance of $4,000. All the transactions from the first on were after close of business that day, so on my account activity they didn't post until opening on the fourth. You still with me? Good. So on the activity if you go to the last transaction posted on the fourth you see the closing balance on the statement. The "discrepancy" wasn't a discrepancy, merely an over lapping of data.

I took it all in stride and was laughing the whole way, but at the same time there was a voice in my head saying, "Um, shouldn't the underwriter who is supposed to be investigating the validity of the info supplied for our mortgage be able to figure this shit out?" We were being asked to provide proof of extra deposits beyond payroll... Luckily after sending highlighted snippets to illustrate the non existent discrepancy we were fine...

Seriously, though...

I try not to stress over things that aren't dire issues.

In case you follow astrology, planetary alignment and such, Mercury Retrograde is in effect October 4th through the 25th. The shit storm phase before the start when Mercury goes stationary has started. So take a breath, count to ten, and be patient with others. This is a thing, Google it. "Mercury Retrograde" happens when Mercury's orbit is essentially in reverse compared to ours. It typically happens two to three times per calendar year, and is said to effect communication, and electronic/mechanical devices.

Now, I am going to try and find out what "life altering" thing my sister wanted from me yesterday, and then never called.... Yea, if you are reading this, just message me.